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Throughput Partners
Case 02 · Northern Michigan homebuilder

Insurance that watches itself

The right policy for every build, monitored continuously: no one left holding the job of remembering to check.

Before: Manual checks
Hours per house, then never finished
after: Automatic.
Continuous monitoring
The system flags what needs attention and otherwise just runs.
Business
Northern Michigan homebuilder
Sector
Residential homebuilding
Focus
Policy selection & monitoring
Before → After
Hours per house + constant checks → continuous monitoring

The situation

Every build needs the right insurance policy. Choosing it was hours of manual work per house. And choosing was only the beginning.

Once a policy was in place, someone had to keep track of it: which build was covered by what, what was active, what needed attention. That tracking was an open-ended job: the constant, easy-to-drop task of remembering to go check, across every active build at once.

What we built

A system that selects the right policy for each build and then monitors it continuously. Instead of a person periodically remembering to look, the system watches every policy and surfaces only what actually needs a decision.

The hard part wasn't the monitoring. It was encoding how this builder thinks about coverage: what the right policy looks like for a given build, and what's worth raising a flag over. That judgment lived in someone's head. Now it's written into the system as rules, locked by automated tests, so a future change can't quietly break it.

The most expensive task here wasn't the work. It was remembering to do the work. So we removed the remembering.

Insurance tool: selecting the right policy for a build
The insurance tool: policy selection
Insurance dashboard: every active build's coverage, monitored continuously
The monitoring dashboard: every active build at a glance

The result

The manual work per house is gone, and so is the mental load of remembering to check. The system flags what needs attention and otherwise just runs, quietly, in the background, all the time. And the judgment behind it stopped being something the company could lose with one departure. It's an asset of the business now.

Let's talk about the hard part.

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